|
[Date Prev] [Date Next] [Thread Prev] [Thread Next] [Date Index] [Thread Index]
|
Re: [PLUG] To buy or to lease
|
"Back in my day" I was pretty big on capital equipment purchases and
justifications.
The Buy vs Lease argument is almost always a "financing" decision. It turns
on the following points:
1. Do you have the cash, or the ability to borrow the cash painlessly to make
the purchase?
2. Will you be dumping the equipment before it has exhausted its useful life?
If so, will the leasor value it at fair market value for the depreciating
asset, or at a discount?
There (usually) is no free lunch. In a perfect world, the net costs are
identical, but the cash flows are different. Leasing works best when the
leasor subsidizes the interest rate, or you lack the cash to purchase the
asset outright (or lack the ability to borrow the cash from someone else).
Of course, if the leasor is willing to subsidize the interest rate, you could
probably demand an equivalent discount if you paid cash.
On Saturday 13 December 2008 7:20:26 pm Mag Gam wrote:
> At my company we are planning budgets for next year and due to the
> horrid economy I would was wondering if it was cheaper to lease
> equipment (servers) for 2 years, buy new or buy used? I am slowly
> leaning towards to lease side, since we almost always get extra
> "services" such as parts and labor. Any thoughts?
>
--
Casey Bralla
Chief Nerd in Residence
The NerdWorld Organisation
___________________________________________________________________________
Philadelphia Linux Users Group -- http://www.phillylinux.org
Announcements - http://lists.phillylinux.org/mailman/listinfo/plug-announce
General Discussion -- http://lists.phillylinux.org/mailman/listinfo/plug
|
|